Important information about completing your application

Dear Valued Customer,

The Federal Student Loan database utilized by lenders for the purpose of confirming a borrower's current Title IV Federal Loan information is temporarily unavailable for lenders.

If Section D.1. Education Loan Indebtedness—Loans You Want to Consolidate found on page 2 of the Federal Consolidation Loan Application and Promissory Note is incomplete, and you are unsure of your current loan information, please utilize the following steps to complete your application:

1. Go to www.nslds.ed.gov. Utilizing your Department of Education (FAFSA) PIN, logon to the site to acquire your current Federal Student Loan information.
2. Refer to the instructions on pages 6 and 7 of the Federal Consolidation Loan Application and Promissory Note for completing Items 20 – 26.
3. If you do not know your Department of Education (FAFSA) PIN, your PIN has expired, or your PIN needs to be activated, visit www.pin.ed.gov.
• For a duplicate PIN, click "Request a Duplicate Pin".
• For expired PINs, click "Apply For A Pin".
• To activate a PIN, click "Activate My Pin".

Follow the easy, online instructions, and you will receive PIN retrieval instructions via email in as little as 4 hours depending on the request type.

Tips

• Item 21—Enter the loan servicer, not the lender (in some cases, they are the same).
• Item 23—Enter your Social Security Number as the Loan Account Number
• Item 24—Common Interest rates for:

• If you have loans to list in Section D.2. that you do not want to consolidate, use the above tips for completing Items 28, 30 and 31.
• Item 26—If your loans are in a Grace Period, and you would like to postpone repayment until the end of the Grace Period, enter the month and year in which your Grace Period ends here. Grace Periods typical extend 6 months past your school separation date.

Note: Perkins Loans have a 9 month Grace Period. Because the consolidation will fund at the end your Stafford Loans’ Grace Period (6 months), Including a Perkins Loan in your consolidation will result in a loss of 3 months of its Grace Period.

EXAMPLE VIEW OF LOAN INFORMATION ON WWW.NSLDS.ED.GOV

If you have loans to list in Section D.2. that you do not want to consolidate, use the above example for completing Items 27, 28 and 32.

ADDITIONAL LOAN INFORMATION RESOURCES

Although NSLDS typically will provide you with most accurate and up to date information on your loans, you may also able to acquire your loan information from your most current monthly billing statements or by contacting your school's Financial Aid Office.

Questions

Please, remember that we are here to help you. Should you have any questions about anything, don’t hesitate to call one of our loan professionals.
A Loan Counselor can be reached M – F, 8:00AM – 11:00PM EST and on Saturdays from 9:00AM – 6:00PM Toll Free at:

1-866-808-1655